With direct integration, your merchant’s website (complete with secure certificate) captures the user’s personal and credit card details and then forwards these behind the scenes to the secure SOTpay+ gateway. SOTpay+ then performs any necessary fraud and security checks, clears the payment with the acquiring bank and sends a response back to your merchant’s website, which then delivers a formatted response back to the customer.
Direct integration is more complex than the hosted forms method, but it does mean that the entire shopping process can occur within your merchants’ websites, providing a seamless experience for their customers.
With the hosted form method, your merchant’s customer is passed to the SOTpay+ gateway where they then enter their card details and receive a response for the transaction, before being re-directed back to your merchant’s website. In this scenario, no secure certificate is necessary and the user experience is similar to direct integration. This is the simplest way to integrate with SOTpay+.
Our standard hosted form carries minimal branding so as not to detract from your own branding. If you prefer, it can be customised with a branded header and footer for your company.